Terms of service

Terms of Service 
Last updated: March 3, 2026  

Welcome to Health&Wealth ("Website", "Platform", "we", "our", or "us"). By accessing or using our website and purchasing our digital products, you agree to be bound by these Terms of Service.

Health&Wealth is owned and operated by:  
Infinity Goods Wholesale Trading - F.Z.E  
License No.: 53216  
Registered Address: Ajman Free Zone C1 Building, Ajman Free Zone, United Arab Emirates  

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### 1. Nature of Services
We provide digital educational content, including online courses, training materials, and related services.  
All products are delivered electronically and do not involve physical shipping.

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### 2. Eligibility
By using our Services, you confirm that:
- You are at least 18 years old  
- You have the legal capacity to enter into binding agreements  

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### 3. Account Registration
To access certain features, you may be required to create an account.  
You agree to:
- Provide accurate and complete information  
- Maintain the confidentiality of your login credentials  
- Be responsible for all activities under your account  

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### 4. Payments & Pricing
- All prices are displayed in [Insert Currency]  
- Payments are processed securely via third-party providers such as Stripe, PayPal, or Checkout.com  
- You agree to provide accurate billing information  

We reserve the right to modify pricing at any time.

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### 5. Refund Policy
All purchases are subject to our Return & Refund Policy, which forms part of these Terms.

Due to the nature of digital content, refunds may be limited once access to the course has been granted.

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### 6. License & Use Restrictions
Upon purchase, you are granted a limited, non-exclusive, non-transferable license to access the course for personal use only.

You agree NOT to:
- Share your account or login details  
- Copy, reproduce, distribute, or resell course content  
- Record or download content for redistribution  
- Use the content for commercial purposes without authorization  

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### 7. Intellectual Property
All content on this platform, including videos, text, branding, and materials, is the exclusive property of Health&Wealth and Infinity Goods Wholesale Trading - F.Z.E and is protected under applicable copyright and intellectual property laws.

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### 8. Prohibited Activities
You agree not to:
- Use the platform for unlawful purposes  
- Attempt to gain unauthorized access to systems  
- Interfere with or disrupt the platform’s functionality  

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### 9. Suspension & Termination
We reserve the right to suspend or terminate your account without prior notice if you violate these Terms or engage in fraudulent or abusive behavior.

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### 10. Disclaimer of Warranties
Our Services are provided on an "as is" and "as available" basis.  
We do not guarantee:
- Specific results from using our courses  
- Uninterrupted or error-free access  

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### 11. Limitation of Liability
To the maximum extent permitted by UAE law, we shall not be liable for:
- Indirect or consequential damages  
- Loss of profits, data, or business opportunities  

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### 12. Indemnification
You agree to indemnify and hold harmless Health&Wealth and Infinity Goods Wholesale Trading - F.Z.E from any claims, damages, or losses arising from your use of the Services or violation of these Terms.

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### 13. Privacy
Your use of our Services is also governed by our Privacy Policy.

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### 14. Governing Law
These Terms are governed by the laws of the United Arab Emirates.  
Any disputes shall be subject to the exclusive jurisdiction of the UAE courts.

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### 15. Changes to Terms
We reserve the right to update or modify these Terms at any time. Continued use of the Services constitutes acceptance of the updated Terms.

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### 16. Contact Information
Infinity Goods Wholesale Trading - F.Z.E  
📍 Ajman Free Zone C1 Building, Ajman Free Zone, United Arab Emirates  
📧 anasraq1000@gmail.com